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Checked against the record · Florida 25th District 2026

Did Jared Moskowitz write a bill to cut property insurance premiums?

Matches stated direction. He introduced a federal disaster reinsurance bill in 2023 and 2025 that names affordability as a goal but sets no premium cut; neither version got past committee referral.

Jared Moskowitz

Property insurance: the bill he wrote

Matches stated direction

What they say

His campaign says he wrote legislation to cut homeowners' property insurance premiums.

“He authored legislation to cut homeowners' property insurance premiums, one of the biggest expenses squeezing Florida families”

What the record shows ·

He introduced the Natural Disaster Risk Reinsurance Program Act in 2023 (H.R. 3525) and again on November 21, 2025 (H.R. 6274), with no cosponsors either time. It would have the Treasury cover very large disaster losses for states that join, with the stated goal of keeping insurers solvent while keeping coverage affordable. Neither version got past referral to the Financial Services Committee.

Limit: He did write the bill. The bill names affordability as a goal but sets no premium cut, and it has not had a hearing or a vote, so whether it would lower premiums is untested.

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Sources5 source records

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  1. Meet Jaredhttps://jaredforflorida.com/about

    Jared Moskowitz for Congress · Reviewed Oct 1, 2026

    Campaign biography. Used for his account of his emergency management, legislative and congressional work. Attributed, not independently verified, except where a card checks it.

    candidate statement

    For: Did Jared Moskowitz write a bill to cut property insurance premiums?

  2. On the Issueshttps://jaredforflorida.com/priorities

    Jared Moskowitz for Congress · Reviewed Oct 1, 2026

    Campaign issues page, ten sections from cost of living to democracy. Positions are attributed.

    candidate statement

    For: Did Jared Moskowitz write a bill to cut property insurance premiums?

  3. H.R. 3525 (118th): Natural Disaster Risk Reinsurance Program Act of 2023https://www.congress.gov/bill/118th-congress/house-bill/3525

    Congress.gov · Reviewed Oct 1, 2026

    Introduced by Moskowitz on May 18, 2023 with no cosponsors. Referred to Financial Services; no further action.

    official legislative record

    For: Did Jared Moskowitz write a bill to cut property insurance premiums?

  4. H.R. 6274 (119th): Natural Disaster Risk Reinsurance Program Acthttps://www.congress.gov/bill/119th-congress/house-bill/6274

    Congress.gov · Reviewed Oct 1, 2026

    Introduced by Moskowitz on November 21, 2025 with no cosponsors. Referred to Financial Services; no further action as of October 1, 2026.

    official legislative record

    For: Did Jared Moskowitz write a bill to cut property insurance premiums?

  5. H.R. 6274, introduced texthttps://www.govinfo.gov/content/pkg/BILLS-119hr6274ih/html/BILLS-119hr6274ih.htm

    U.S. Government Publishing Office · Reviewed Oct 1, 2026

    Sets up a Treasury reinsurance program that pays states for very large natural-disaster losses. Its stated goal is to protect insurers from insolvency "in a manner that provides for affordability of coverage". It has no provision that sets or cuts premiums; it asks Treasury to compile premium rates each year.

    official legislative record

    For: Did Jared Moskowitz write a bill to cut property insurance premiums?