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Checked against the record · Michigan 7th District 2026

Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

Matches stated record claim. He sponsored the 2026 Care Over Profits Act to raise insurers' required medical spending to 85% of premiums and cosponsored an HSA bill; neither has left committee.

Tom Barrett

Health care: his insurance and HSA bills

Matches stated record claim

What they say

His House office says health care costs are crushing mid-Michigan families and that insurers have raised premiums and denied more claims under the Affordable Care Act. It says he introduced the Care Over Profits Act and the HSAs for All Act.

“Introduced the Care Over Profits Act to require insurance companies to use more of the money paid in premiums to cover medical claims”

What the record shows · Mar 9, 2026

Congress.gov lists him as the sponsor of the Care Over Profits Act (H.R. 7861), introduced March 9, 2026. It would raise the share of premiums that insurers selling individual and small-group plans must spend on medical care from 80 to 85 percent. He is an original cosponsor of the HSA's For All Act (H.R. 7681), introduced by Rep. Aaron Bean on February 25, 2026, which would let anyone in an exchange or employer plan open a health savings account. On January 8, 2026 he voted Nay on H.R. 1834, which would extend the larger ACA premium tax credits through 2028. The House passed it 230 to 196 (Roll Call 11).

Limit: Neither bill has left the committee it was sent to. The Senate has not voted on H.R. 1834.

Keep reading

More from this race

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  • Health care: where each candidate stands
  • Michigan 7th District 2026: the full record
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See something wrong or incomplete? Report it for review.

Sources5 source records

How we use sources

  1. Blueprint for a Better Americahttps://barrett.house.gov/reform

    Office of Congressman Tom Barrett · Reviewed Oct 1, 2026

    His House office's agenda page, in his own words, with six pillars and the bills under each. Undated; read October 1, 2026.

    candidate statement

    For: Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

  2. H.R. 7861, Care Over Profits Act of 2026https://www.congress.gov/bill/119th-congress/house-bill/7861

    Congress.gov · Reviewed Oct 1, 2026

    Sponsored by Barrett, introduced March 9, 2026, with Rep. Josh Riley as the only cosponsor. Section 2 raises the medical loss ratio for individual and small-group coverage from 80 to 85 percent. Referred to Energy and Commerce; no action since.

    official legislative record

    For: Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

  3. H.R. 7681, HSA's For All Acthttps://www.congress.gov/bill/119th-congress/house-bill/7681

    Congress.gov · Reviewed Oct 1, 2026

    Sponsored by Rep. Aaron Bean, introduced February 25, 2026; Barrett is an original cosponsor. Replaces the high-deductible plan requirement for HSAs with any exchange plan or group health plan. Referred to Ways and Means; no action since.

    official legislative record

    For: Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

  4. H.R. 1834, Breaking the Gridlock Act (enhanced premium tax credit extension)https://www.congress.gov/bill/119th-congress/house-bill/1834

    Congress.gov · Reviewed Oct 1, 2026

    The House-passed text has one section, extending the enhanced ACA premium tax credit through 2028. Passed the House January 8, 2026, 230 to 196; placed on the Senate calendar February 10, 2026.

    official legislative record

    For: Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

  5. Roll Call 11, H.R. 1834, on passagehttps://clerk.house.gov/Votes/202611

    Office of the Clerk, U.S. House of Representatives · Reviewed Oct 1, 2026

    Recorded vote of January 8, 2026. Passed 230 to 196; Republicans 17 yes, 196 no. Barrett's vote read from the Clerk's roll-call XML by his member ID, B001321.

    official legislative record

    For: Did Tom Barrett introduce the Care Over Profits Act on health insurance costs?

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